I sincerely doubt that people’s deposits make up Black Woman Beauty Has No Skin Tone Shirt more than a fraction of the balance sheet of any of the big UK banks. These are ferociously complex global entities that dabble in a little retail lending and deposit taking pretty much because the FCA requires them to offer this in order to maintain a uk banking licence. Also, unless I’m mistaken, people’s deposits are assets, not liabilities. Finally I’m not at all convinced your point about “taxing investors” will scare them off. This sounds very much like the lie of “trickle down economics”. However, I will address a few points in your comment.
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I agree with the risk that you highlight here.. but if Black Woman Beauty Has No Skin Tone Shirts there wasn’t a bailout, people’s savings would’ve disappeared and the nation’s confidence in the banking system disappear with it. Deposits are absolutely one of the top liabilities on a bank balance sheet, if not the biggest. Finally, I’m not at all convinced your point about “taxing investors” will scare them off. This sounds very much like the lie of “trickle-down economics”. Yes, you are right that they are covered. Up to a max of 85k per unrelated institution. Whether that is a lot or not is subjective.
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